Privacy Policy


Introduction

This Privacy Policy discloses the privacy practices of Genesis Contractor Solutions, its websites, and the service provided by Beanstalk Growth, hereinafter collectively referred to as the “Service”. This Privacy Policy has been created to demonstrate our commitment to protecting user privacy and communicate our policies in regards to such. As used in this Privacy Policy, terms such as “we” or “our” refer to Genesis Contractor Solutions and its current and future affiliate entities.

Non-personal Information

“Non-personal Information” means information that does not permit us to specifically identify you by your full name or similar unique identifying information such as a social security number, address, or telephone number. Beanstalk uses “cookie” technology and similar technology to gather non-personal information from our website visitors such as which pages are used and how often they are used, and to enable certain features on our website.

Disabling cookies and similar items on your Internet accessible device may limit your ability to take advantage of all the features of the Service. Keep in mind that cookies are not used to collect any personal information and do not tell us who you are. We may also collect other forms of non-personal information such as which web browsers are used to read our website and which websites are referring traffic or linking to our website. Aggregated and de-identified data regarding website users is also considered Non-personal Information.

Personal Information

“Personal Information” or “Personally Identifiable Information” means information that specifically identifies individuals, such as your full name, telephone number, e-mail address, postal address, social security number, or certain account information. The Service may include web pages that give you the opportunity to provide us with personal information about yourself. You do not have to provide us with personal information if you do not want to; however, that may limit your ability to use certain functions of this website or to request certain services or information, and in some cases may effect your funding requests. We may combine Personal Information that you provide us with other Personal Information held by us, our affiliates or other trusted independent service providers (referred to herein as “Business Partners”). For example, if you have purchased a product or service from us, we may combine Personal Information you provide through this website with information regarding your receipt of the product or service. You understand and specifically agree that we may use Personal Information to contact you through any contact information you, as part of the Service or through a Beanstalk website, including any email address, telephone number, cell phone number, text message number, or fax number.

Use of Information

Beanstalk may collect information, including both Personal Information and Non-personal Information, from you, from your funding request, from your supplement request, from integration partners, from Beanstalk Business Partners, or other third parties, in order to enable you to use the Services provided by Beanstalk.

This information includes, but is not limited to, your name and email address, your business name and contact information, certain vendor information and insurance claim data, as well as signed contract with home owner e.g., insurance loss sheet. We may also collect (i) information you provide on applications or other forms, or information provided as a result of vendor integrations, e.g., EagleView orders, and (ii) information about your transactions with Beanstalk Business Partners, Insurance Companies, Mortgage Banks, or others.

Beanstalk uses the information collected to support the administration of your Beanstalk account, your funding requests, your supplement request, to enhance your experience on our site, to provide interactive or personalized CRM experience, educational content, fund tracking, loss sheet data, funding information, and to better prepare future content based on the interests of our users. Beanstalk may perform statistical analyses of user behavior in order to measure user interest in the various areas of our site. Beanstalk offers several services on our site where we will, by necessity, need to provide some of your information to the third party offering the services to you, such as EagleView, Genesis Contractor Solutions and Pinpoint Claims. We supply this information only as necessary to provide these services and no individual information will be shared with any third parties without your consent. We will attempt to require that each of these outside vendors not further use or disclose your Personal Information for any purpose other than providing you or us with products and services. Of course, we cannot guarantee their compliance with these restrictions and are not liable for their noncompliance. Except as otherwise stated in this Privacy Policy, any information sharing in the performance of these Services or related to data informatics and analyses are done in aggregate form.

Share Information

Beanstalk may share information with Business Partners and or other third parties who provide specific services and/or administer activities offered to you as part of our Service, or in support of the administration of your funding requests. We may make data records and log files available on a confidential basis to third-party auditors, to data storage firms, or to select measurement and analysis firms. These parties do not use or otherwise disclose any information except for the purpose of providing the services or administering the activities on our behalf. We may also utilize service providers to assist us in aggregating information. We may then share such aggregate information with prospective partners, clients, advertisers and others. This aggregate information does not contain any Personal Information that could identify an individual. We may also disclose specific User information when we believe that such disclosure is necessary to comply with the law or to protect the interests or safety of Beanstalk, its Business Partners, and clients. We do not sell or rent Personally Identifiable Information.

About Email

Beanstalk uses return email addresses to answer the emails we receive. From time to time, we also may send our own informational, educational, or promotional material to you at the email address you’ve provided. Such addresses are not used for any other purpose and are not shared with outside parties.

Business Partners

It is not our current policy to sell lists containing detailed Personal Information. We may, however, offer products and services through our Business Partners. If you take advantage of these products and services, you are authorizing us to provide that Business Partner with the relevant information needed to perform the services. If you become a customer of that Business Partner, you will be subject to that Business Partner’s privacy and other policies. We therefore encourage you to review the privacy and other policies and agreements of our Business Partners before you respond to their offers or disclose your Personal Information. While we choose our Business Partners carefully and with your best interests in mind, and encourage them to employ industry-standard privacy and security policies, we are not responsible for the privacy practices, products or content of such third parties.

Links to Other Sites

The Beanstalk Service and websites may contain links to other sites. Please be aware that Beanstalk is not responsible for the privacy practices of other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This Privacy Statement applies solely to information collected and maintained by Beanstalk.

Our Commitment to Security

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. You should not disclose your password to any third parties or share it with any third parties. If you lose control of your password, you may lose substantial control over your information and be responsible for and subject to actions taken on your behalf or resulting from your acts or omissions. Beanstalk is not responsible and has no liability relating to disclosure of Personal Information under such an occurrence. Therefore, if you suspect that your password has been compromised, you should immediately discontinue use of the service and contact Beanstalk.

Changes to Beanstalk’s Privacy Policy

We will occasionally make changes in our Privacy Policy to reflect our changing business environment or to address regulatory requirements, we will post those changes on our homepage so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

Why This Privacy Statement is Important

By choosing to continue usage of the Service, you agree to be bound by the terms of the Privacy Policy, and the terms of service provided in the Beanstalk Subscription & License Agreement, including limitations of damages, claims, dispute resolution, the application of the law of the State of Colorado, and exclusive jurisdiction of the State of Colorado.

How To Contact Us

This Privacy Statement is incorporated into and subject to the terms of the Beanstalk Subscription & License Agreement. If you have any questions or comments, please contact us by email or postal mail at:

Genesis Contractor Solutions
Attn: Legal Department
384 Inverness Parkway
Englewood, CO 80112
United States of America
legal@genesiscontractorsolutions.com

Copyright 2018 Genesis Contractor Solutions. All rights reserved.
Beanstalk Privacy Policy October 2017